@font-face{font-family:Inter;src:url('/fonts/InterVariable.woff2') format('woff2');font-weight:100 900;font-display:swap}
:root{--navy:#102a3b;--navy2:#1a394a;--gold:#e9bf57;--gold2:#f7e8bc;--paper:#fbfaf6;--cream:#f4f0e7;--ink:#172630;--muted:#54646e;--line:#deddd5;--white:#fff;--green:#1f7058;--shadow:0 16px 45px rgba(16,42,59,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.5 Inter,system-ui,-apple-system,Segoe UI,sans-serif}button,input,select,textarea{font:inherit}button{cursor:pointer}a{color:inherit}.shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}.skip{position:absolute;left:12px;top:-100px;padding:12px;background:#fff;z-index:20}.skip:focus{top:12px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.topbar{background:var(--navy);color:#fff;border-bottom:1px solid #365365}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}.brand{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:800;text-decoration:none;white-space:nowrap}.brand-mark{display:grid;place-items:center;width:33px;height:33px;background:var(--gold);color:var(--navy);border-radius:9px;font-weight:900;letter-spacing:-.08em}.brand-mark span{font-size:19px;margin-left:-2px}.nav nav{display:flex;align-items:center;gap:29px}.nav nav a{font-size:12px;color:#d9e4e7;text-decoration:none;font-weight:650}.nav nav a:hover,.nav nav a:focus-visible{text-decoration:underline}.share{background:transparent;color:var(--gold);border:1px solid #627882;padding:9px 14px;border-radius:8px;font-size:12px;font-weight:800}.share:hover{background:#294757}
.hero{background:radial-gradient(circle at 83% 15%,#315267 0,transparent 32%),linear-gradient(130deg,#102a3b,#153749 62%,#122b39);color:#fff}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center;min-height:480px;padding-top:64px;padding-bottom:76px}.eyebrow,.section-kicker{text-transform:uppercase;letter-spacing:.14em;font-size:10px;font-weight:850}.eyebrow{color:var(--gold)}h1,h2,h3,h4,p{margin-top:0}h1,h2{letter-spacing:-.055em}h1{font-size:clamp(43px,5.5vw,70px);line-height:1.05;margin:17px 0 18px;max-width:660px}.hero-copy>p{max-width:550px;color:#d8e1e4;font-size:16px}.hero-actions{display:flex;flex-wrap:wrap;gap:11px;margin:25px 0 13px}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:44px;border:0;border-radius:9px;padding:11px 18px;text-decoration:none;font-size:12px;line-height:1.25;font-weight:850;transition:transform .15s ease,filter .15s ease}.button:hover{transform:translateY(-1px);filter:brightness(1.03)}.button.gold{background:var(--gold);color:var(--navy)}.button.navy{background:var(--navy);color:#fff}.button.outline{border:1px solid #859ba6;color:#fff;background:transparent}.button.plain{border:1px solid var(--line);background:#fff;color:var(--ink)}.button.wide{width:100%}.hero-copy .hero-disclaimer{color:#b4c5cc;font-size:11px;margin:0}.hero-visual{background:#223f50;border:1px solid #6b8090;border-radius:18px;padding:20px;box-shadow:0 24px 70px rgba(0,0,0,.16);transform:rotate(1.2deg)}.visual-top{display:flex;align-items:center;gap:8px;color:#d6dfe2;font-size:10px;letter-spacing:.12em;font-weight:750}.visual-top span:last-child{margin-left:auto}.visual-dot{width:7px;height:7px;background:var(--gold);border-radius:50%}.visual-card{background:#fff;color:var(--ink);border-radius:12px;padding:24px;margin-top:17px}.visual-card small{display:block;color:#8a661a;font-size:10px;font-weight:850;letter-spacing:.12em}.visual-card strong{display:block;font-size:26px;line-height:1.2;margin:5px 0}.visual-card>span{display:block;color:var(--muted);font-size:13px}.visual-rule{height:1px;background:var(--line);margin:19px 0}.visual-amount{font-size:30px;font-weight:850;letter-spacing:-.04em}.visual-amount em{font-size:11px;font-weight:650;font-style:normal;color:var(--muted);letter-spacing:0}.visual-status{margin-top:17px;color:var(--green);font-size:11px;font-weight:750}.visual-steps{display:flex;justify-content:space-between;align-items:center;gap:9px;margin:17px 3px 2px;color:#e8f0f2;font-size:11px;font-weight:750}.visual-steps b{color:var(--gold)}
.intro{display:flex;align-items:end;justify-content:space-between;gap:30px;padding-top:69px;padding-bottom:25px}.section-kicker{color:#8a661a}.intro h2,.lab-heading h2,.how h2,.cta h2{font-size:clamp(29px,4vw,43px);line-height:1.13;margin:8px 0 0}.intro p{color:var(--muted);font-size:13px;max-width:430px;margin:0}.scenario-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.scenario{background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:17px 13px;text-align:left;min-height:133px;box-shadow:0 7px 20px rgba(16,42,59,.04);color:var(--ink)}.scenario:hover{border-color:#b8a363}.scenario[aria-pressed=true]{background:#fff9e8;border-color:#a8740c;box-shadow:0 0 0 2px #e9bf5752}.scenario-icon{display:block;color:#a8750b;font-size:22px;line-height:1;margin-bottom:16px}.scenario strong{display:block;font-size:12px;line-height:1.2}.scenario small{display:block;color:var(--muted);font-size:10px;margin-top:5px}.lab{padding-top:85px;padding-bottom:92px}.lab-heading{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:20px}.lab-heading p{font-size:13px;color:var(--muted);max-width:420px;margin:0}.handoff{padding:12px 15px;background:#e9f4ee;border:1px solid #a8cfb9;border-radius:9px;color:#225744;font-size:12px}.handoff[hidden]{display:none}.lab-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:start}.panel{background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:var(--shadow);overflow:hidden}.panel-head{padding:22px 26px 18px;background:#f4f1e9;border-bottom:1px solid var(--line)}.panel-head>span{display:block;font-size:10px;color:#8a661a;font-weight:850;letter-spacing:.13em}.panel-head h3{font-size:22px;letter-spacing:-.035em;margin:5px 0 2px}.panel-head p{font-size:12px;color:var(--muted);margin:0}.form-body{padding:23px 26px 27px}.form-body>label,.form-body 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small{display:block;color:var(--muted);font-size:11px;margin-top:2px}.money{position:relative}.money>span{position:absolute;top:50%;left:13px;transform:translateY(-40%);font-size:14px}.money input{padding-left:28px!important}.form-note{font-size:11px;color:var(--muted);margin:11px 0 0}.output-body{padding:23px 26px 27px}.progress{display:grid;grid-template-columns:repeat(4,1fr);gap:5px;list-style:none;padding:0;margin:0 0 19px}.progress li{padding:8px 3px;text-align:center;background:#e9eef0;border-radius:6px;font-size:10px;color:#64737b;font-weight:750}.progress li.active{background:#f1d888;color:#26353b}.empty{display:grid;place-items:center;text-align:center;min-height:330px;color:var(--muted)}.empty-symbol{font-size:54px;line-height:1;color:#c6b47a}.empty strong{display:block;color:var(--ink);font-size:15px}.empty p{font-size:12px;max-width:250px}.result[hidden],.empty[hidden],.action-box[hidden],.outcome[hidden],.next[hidden],#quote-fields[hidden],#amount-row[hidden],#scope-label[hidden],#preview-scope[hidden]{display:none}.quote-card{border:1px solid #d6d9d4;border-radius:11px;padding:20px;background:#fffdf8}.quote-tag{display:inline-block;background:#f7e8bc;color:#674f12;padding:5px 7px;border-radius:5px;font-size:9px;letter-spacing:.08em;font-weight:850}.quote-card h4{font-size:21px;letter-spacing:-.03em;margin:10px 0 5px}.quote-card>p{font-size:12px;color:var(--muted);margin-bottom:12px}.quote-card dl{margin:12px 0;border-block:1px solid var(--line)}.quote-card dl>div{display:flex;justify-content:space-between;gap:10px;padding:7px 0;font-size:12px}.quote-card dl>div+div{border-top:1px solid #eeece5}.quote-card dt{color:var(--muted)}.quote-card dd{margin:0;font-weight:750;text-align:right}.quote-card .scope-label{color:var(--ink);font-weight:800;margin:13px 0 4px}.quote-card .scope-copy{color:var(--ink);white-space:pre-wrap;overflow-wrap:anywhere;margin:0 0 11px}.quote-card .quote-foot{color:#80601c;font-size:10px;margin:11px 0 0}.action-box{background:#f4f7f7;border-radius:9px;padding:17px;margin-top:14px}.action-box strong{font-size:13px}.action-box p{font-size:11px;color:var(--muted);margin:3px 0 13px}.action-row{display:flex;flex-wrap:wrap;gap:9px}.outcome{padding:12px 14px;background:#e9f4ee;color:#225744;border-radius:8px;font-size:12px;margin-top:14px}.outcome.declined{background:#f7ece8;color:#8b382c}.next{background:var(--navy);color:#fff;padding:18px;border-radius:10px;margin-top:14px}.next strong{font-size:14px}.next p{font-size:11px;color:#d5e1e5;margin:4px 0 13px}.reset{background:none;border:0;color:#667983;font-size:11px;text-decoration:underline;margin-top:16px;padding:0}.lab-disclaimer{font-size:11px;color:var(--muted);max-width:850px;margin:16px 0 0}
.how{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;padding:0 0 95px}.how>div:first-child p{color:var(--muted);font-size:14px;max-width:430px;margin:17px 0 0}.how-list{border-top:1px solid var(--line)}.how-list article{display:flex;gap:17px;padding:19px 0;border-bottom:1px solid var(--line)}.how-list article>span{color:#a8750b;font-size:11px;font-weight:850}.how-list h3{font-size:15px;letter-spacing:-.02em;margin:0 0 4px}.how-list p{font-size:12px;color:var(--muted);margin:0}.cta{background:var(--navy);color:#fff}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding-block:55px}.cta h2{margin-bottom:8px}.cta p{color:#d0dce0;font-size:13px;margin:0}.cta-inner>div:last-child{display:flex;flex-direction:column;align-items:start;gap:12px;flex:none}.cta-link{font-size:11px;color:#e8c76e;text-decoration:none}.cta-link:hover{text-decoration:underline}.footer{display:flex;justify-content:space-between;gap:20px;padding-block:24px;color:#687780;font-size:10px}.footer span:first-child{font-weight:800;color:var(--ink)}
@media(max-width:1050px){.scenario-grid{grid-template-columns:repeat(3,1fr)}.hero-grid{gap:35px}.how{gap:35px}}
@media(max-width:750px){.shell{width:min(100% - 32px,1180px)}.nav{min-height:65px}.nav nav{display:none}.hero-grid{grid-template-columns:1fr;min-height:0;gap:32px;padding-block:53px 58px}.hero-visual{max-width:480px;transform:none}.hero-copy>p{font-size:15px}.intro,.lab-heading{display:block}.intro{padding-top:50px}.intro p,.lab-heading p{margin-top:12px}.lab{padding-top:65px;padding-bottom:70px}.lab-grid,.how{grid-template-columns:1fr}.how{padding-bottom:70px}.cta-inner{display:block}.cta-inner>div:last-child{margin-top:23px}.footer{display:block}.footer span{display:block}.footer span+span{margin-top:5px}}
@media(max-width:490px){.brand{font-size:12px}.brand-mark{width:30px;height:30px}.share{padding:7px 10px}.scenario-grid{grid-template-columns:repeat(2,1fr)}.scenario{min-height:115px}.hero-visual{padding:14px}.visual-card{padding:19px}.form-body,.output-body{padding:19px}.panel-head{padding:18px 19px 15px}.action-row .button{flex:1}.progress li{font-size:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}